Credissimo adheres to the highest regulatory requirements and has been strictly supervised by multiple European Banking and Financial Services Regulators since 2007.
Net Income Margin
Loans Granted in 2017
Credit Rating Upgrade (Stable Perspective)
Four entrepreneurs set out to disrupt the inefficient lending market by providing convenient online consumer loan products. This was possible through adoption of the latest technologies
Credissimo developed in-house an innovative technology that introduced automated, near-instant credit approval seven days a week
Driven by a vision to provide convenient solutions for its customers, Credissimo diversified its products and introduced e-commerce financing and direct utility bill payments – 300+ merchants onboarded
The development of a user-friendly mobile website and iPhone/Android apps allowed the company to process over 1,000,000 online loan applications
On May 7, 2014, Credissimo successfully listed 2.5 million shares on the public markets
Adopting Machine Learning and Big Data technology further enhanced Credissimo's loan scoring algorithms
Credissimo pioneered a Bitcoin loan repayment option. The company was also the first consumer lender in the world to launch an automated lending Chatbot (for which it received "Innovation of the Year" Award)
Credissimo reached the Top 10 Alternative Finance in European FinTech Awards 2017 and received two Forbes Business Awards 2017 for “Financial Sector Innovations” and “Quality of Services”
By continuing to work at the technological frontier, Credissimo is powering the world's first instant crypto-backed loans
Over the past 10 years, we have been providing instant loans to millions of people across Europe. We believe that the expanding digital world helps improve our lives. We would like to contribute by providing
The World's First Instant Crypto-backed Loans
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In its historical development, Credissimo has been identifying and successfully solving inefficiencies on lending markets by creating innovative and convenient financing solutions.
By applying blockchain technology, Yobank is Credissimo's answer to solving the lack of financing for the new digital economy.
Powered by 10 years of Credissimo's expertise, Yobank is offering the world's first instant crypto-backed loans.